Redfox Mortgage Application

Thanks for coming to me for your mortgage needs.

Please follow these 4 easy steps for your online application:

Step 1: If any of these apply to you, please let me know so I can better prepare your loan:

Are you leaving county in next 1-2 months?
Do you have a HELOC on the subject property?
Do you own a property but not on the loan?
Is there a solar lease on the subject property?
If subject property is primary, do you plan to rent it within one year of this refinance?
Are you changing job?
Is your visa status changing?
Was subject property purchased within one year?
There is a 6 month period before next pay off after closing, including refin and selling. Is it an issue for you?

Great, let's continue ...

Step 2: Please fill this online application by clicking the link:

Step 3: This is the DocuSign Link for the for credit report.

Step 4: please email me or upload the following supporting documents:

 Recent one month pay stubs, and

year end paystubs from last two years if bonus income to be considered

 Recent two month bank statement (including 401k for reserve)

Approximately $10k-15k fund is to be approved for refinance closing fund payment.

Or proof fund for purchase loan

 Recent two years W2's

 Last two years 1040 tax return, all pages, and

Business tax return for business owners

 Driver's license (waived for green card)

 H1B 797/L1/O1 visa and passport or green card for non US citizen

 For all property owned (on title)

1. Homeowner insurance (hazard insurance, and HO6 for condo)

2. Mortgage statement (First Loan)

3. Property tax bill, including non-subject properties (from county website)

4. Second loan (HELOC) statement and NOTE, if any

5. HOA statement with HOA name and contact info

6. Signed lease agreement for rental

 For purchase loan, purchase contract & Addendum signed

Regards,

Jerry (Shuang) Li 红狐狸

Licensed in CA, TX, FL, WA, NY

Senior Loan Officer

District Manager

CalBRE: 01978544 NMLS: 1319687

General Mortgage Capital Corporation

1350 Bayshore Hwy Suite 740 Burlingame, CA 94010

510-449-9239