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我亲手毁了旧金山，又帮他们找了新家
降息0.5%，投资眼光的大妈建议这么做
红狐狸击败骷髅鬼，万圣节售房
新照必宣-纽约州地产照拿下
红狐狸的感恩节礼物-不要让她等太久
橘猫情歌-你怎么选择
Mortgage News
⚡ 在降息的大趋势下，完全不查收入的Investor率先动手，我们今天早上收到下降0.5%的确认，利率大跌到 6.875% !
具体要求：
- 10 ARM仅 6.875%
- (7.15 apr) 1.25% Point
- 40%头款
- 完全不看收入
- 信用分可以很低，甚至没信用历史
- 身份要求宽松
- 出租，多单位，同利率
- 外国人，F,B 签证都可以
Best Way to Reach me
(510) 449-9239
Call me Today!
hot program – LOW income
Non-Ratio 完全不查收入
- 10 arm 6.875(Apr 7.125) 1.25% point
- No Income Doc
- 40% Down, 12-18 month reserve
- Gift fund Acceptable
- Foreign Nationals, F, J, B visa accepted
Self employed special
Bank Statement 银行流水
- No Tax Return
- 12 or 24 month bank statement
- Two Year self employment required
- 25%+ ownership
- Min 10% down
- Up to 3m amount
- Alternative type: 1099, CPA letters
Available for purchase, refinance, cash out
Conforming
Primary Purchase (30 fixed)
5.5%
Apr 5.6%
✓
Amount<795k
✓
40% Down
✓
Best FICO
✓
50% DTI
Conforming
Rental Purchase (30 fixed)
5.875%
Apr 5.7
✓
Amount<795k
✓
40% Down
✓
Best FICO
✓
50% DTI
✓
Apr 6.875
Conforming
Primary Refinance(7 arm)
5.625%
Apr 5.75
✓
No Point No Fee
✓
60% LTV
✓
Amount<795k
✓
Best FICO
✓
50% DTI
Jumbo
Primary Purchase (5 arm)
5.75%
Apr 5.90
✓
20% Down
✓
FICO 740
✓
Amount>766k
✓
43% DTI
✓
Rate Cut by Asset Transfer
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5
Licensed States
红狐狸贷款策划 Jerry(Shuang) Li
- Licensed in CA,TX,FL,WA,NY
- District Manager
- DRE#01978544 NMLS#1319687
- General Mortgage Capital Company
6+
Killer Programs
- GMCC Universe for Foreign Nationals
- 3-2-1 Buy Down
- Buy Without Sell
- Unlimited DTI
- Rental Special
- Asset as Income
- Jumbo Express Special
Frequently Asked Questions
加州房贷: 贷款变更全攻略，你还不知道吗
房贷变身全攻略
☑️长期省钱
☑️短期减少压力
☑️同时减压，省钱
买房贷款高0.125%锁定？还有便宜赚? 靠谱吗
当然是对客人有利
☑️ 短期可以救急
☑️ 长期可以省钱
买房攻略 – 贷款赠予金Gift Money使用大全
您必须知道的买房攻略 – 贷款赠予金Gift Money
☑️ Gift必须是亲属的赠予，不能是来自朋友
☑️ Gift letter上的bank info要和收款交易相符合
☑️ 更多。。。
贷款须知: 如何防止骚扰，保护隐私
您贷款申请的时候，会有非常多其他lender打电话来烦扰，这并不是您lender泄露了您的资料，而是credit bureau卖掉了您个人信息.
Have further inquiries or need additional information?
Having trouble finding the answers you need? Let’s have a discussion.